Services
Our Horizent team offers comprehensive financial planning and investment management services specifically tailored to the complex needs of individuals, families and business owners. We work closely with you to develop personalized strategies aimed at growing, preserving, and transferring wealth aligned with your long-term goals and life stages.
Comprehensive Wealth Strategies
A wealth strategy is about more than just managing investments, it’s about looking at your entire financial life and making sure everything works together. It pulls in retirement planning, taxes, estate planning, insurance, charitable giving, even business planning, all aligned with your personal goals and values. It starts by getting a clear understanding of what you want your life to look like, then building flexible strategies that can grow and change with you. We also team up with other specialists when needed to make sure every detail is covered. Regular check-ins keep your plan fresh and on track.
In the end, it’s all about giving you clarity, confidence, and the freedom to make informed choices at every stage of life.
We help you answer…
- Am I confident that my current savings and income sources will support the lifestyle I want throughout retirement?
- Have I considered when to start taking Social Security or how to coordinate my withdrawals to minimize taxes over time?
- Have I developed a clear succession or exit strategy for my business that aligns with my personal financial goals?
- Am I optimizing my business structure and compensation to reduce taxes and build personal wealth efficiently?
- Do I have an up-to-date will, power of attorney, and healthcare directive in place?
- Have I thought about how to transfer wealth efficiently to my heirs or to causes I care about, while minimizing estate taxes?
- Am I taking full advantage of tax-advantaged accounts and strategies like IRAs, Roth conversions, or tax-loss harvesting?
- Do I understand how my investment income and withdrawals might impact my tax bracket or Medicare premiums?
- Have I reviewed my life, disability, and long-term care insurance to make sure it still fits my current needs?
- Would my family or business be financially secure if something unexpected happened to me?
Through our comprehensive wealth strategies, we bring every aspect of your financial life into focus by aligning your goals, values, and resources to create a flexible, personalized strategy that grows with you and empowers confident decisions at every stage of life.
Investment Management
Think of investment management like building a strong, steady ship for your financial journey. It starts by understanding where you want to go, how much risk you’re comfortable with, and how long you have to get there. Then, together, we design a portfolio that fits—choosing the right mix of investments, keeping risks in check, and adjusting along the way as markets shift and life changes. It’s not about chasing quick wins; it’s about navigating smartly and steadily.
With experience, research, and a clear plan, the goal is simple: to grow your wealth, preserve what you’ve built, and keep your broader financial dreams on course.
We can help you answer…
- What are my financial goals and time horizon?
- What is my risk tolerance?
- What is my investment philosophy?
- What are my investment preferences?
- What type of investment strategy will be employed?
- How do I manage investments for appreciation and/or income based on my personal situation?
- What is the strategy for managing taxes in my portfolio?
- Do private investments make sense for my situation?
- What are the fees and costs associated with the investments?
- How often will I receive updates or reports on my portfolio’s performance?
- How will changes in my life or goals impact my investment strategy?
Our investment management process is about building a thoughtful, disciplined strategy tailored to your goals by balancing risk, adapting to change, and staying focused on growing and preserving your wealth over time.
Customized Solutions
When it comes to wealth advisory services, one size definitely doesn’t fit all. Every client has their own story, with different goals, family situations, and dreams for the future. That’s why true wealth planning should be highly customized and personal. It’s about understanding what really matters to each client and building strategies that fit their life, not just their balance sheet. Whether it’s designing a portfolio, creating a financial plan, or planning for future generations, the best advice evolves as life does.
Personalization isn’t just a nice touch, it’s the key to building confidence and working toward lasting financial freedom.
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