Intrua Financial – Navigate Life with Confidence Navigating you through all of your life’s moments with confidence

(713) 355-9910

3737 Buffalo Speedway, Suite 400, Houston, TX 77098

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Investment Philosophy & Committee

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Investing with Clarity, Managed with Purpose

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At Intrua, investment strategy is more than asset allocation, it’s a disciplined process rooted in your goals, values, and long-term vision. Our Investment Committee and analyst teams work tirelessly to monitor global markets, evaluate risk, and fine-tune portfolios that are built for opportunity.

Whether you’re focused on growth, income, or preserving wealth across generations, our strategies are backed by institutional-level due diligence and unwavering professional care.

Our Process

At Intrua, we believe the investment experience should feel empowering not overwhelming. That's why we lead with clarity, simplify complex decisions, and guide every client through a process that's personal, flexible, and grounded in expertise.

Your Vision

Your strategy starts with your goals and evolves around your life. Whether you're accumulating wealth, preserving what you've built, or planning for income and legacy, our disciplined investment process adapts to your needs and comfort with risk.

Every portfolio is shaped through four key stages

1.

We Listen First

We begin by understanding your life, not just your balance sheet. That way we can build a strategy around what truly matters to you.

2.

We Align Risk with Purpose

Through a guided conversation, we identify your risk tolerance and assign a clearly defined risk category — from ultra-conservative to aggressive — to guide every decision.

3.

We Match Strategy to Style

Our models range from traditional diversified portfolios to actively managed strategies, direct indexing, thematic sleeves, and income-focused solutions — all curated by our Chief Investment Officer and Investment Committee.

4.

We Adapt With You

Markets shift. Life changes. Our ongoing monitoring and tactical adjustments help keep your portfolio aligned with your goals, not market noise.

Investment Committee

Our Investment Committee brings together professionals with decades of experience managing complex portfolios. Their mission is clear: seek growth, defend capital, and manage risk with precision.

our committee

Samuel Lawhon, CFS®

Matt Lovoie

Ron Sauvageau, CFP®

Alex Davis

Darin Archbold

Eric Kulwicki, CFA®, CFP®*

*Eric Kulwicki is not affiliated with LPL Financial.
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Samuel Lawhon, CFS®

President of Advisory Services and Chief Investment Officer

Phone Number: (713) 355-9910

Biography

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ENTER HORIZENT

Eric Kulwicki, CFA®, CFP®*

Investment Consultant / Portfolio Manager / Wealth Advisor

Phone Number: (262) 798-7979

ekulwicki@intrua.com

*Eric Kulwicki is not affiliated with LPL Financial.

Biography

Eric leverages his 20+ years of financial markets experience to provide investment consulting and wealth management services to institutions, individuals, families and business owners.  Eric values deep client relationships and embraces the uniqueness of each client and their specific needs.  Eric loves working in a team environment and works closely with a network of professionals to help his clients pursue their goals.

As a member of the firm’s Investment Committee, Eric provides portfolio management leadership and support on investment strategies available to the wealth advisors and clients of the firm.  Eric is a strong believer in financial education and offers solutions to enhance the public’s knowledge on the ever-increasing complexity of investing in the financial markets. 

Prior to joining Intrua Financial in 2016, Eric served as Vice President and Senior Portfolio Analyst at Robert W. Baird & Company.  In this role, he assisted in the portfolio management of the firm’s discretionary, multi-asset portfolios and performed the due diligence on investment managers across a variety of asset classes and alternative strategies.

Eric received his Bachelor of Business Administration degree from the University of Wisconsin – Madison and his Master of Business Administration degree with a specialization in Finance from Marquette University, where he graduated with honors.  Eric is a Chartered Financial Analyst® and a CERTIFIED FINANCIAL PLANNER™.

Eric was raised and currently resides in southeastern Wisconsin with his family.  He and his wife are very involved in the many activities of their three children.

Services Offered

Institutional Investment Consulting:  For institutional clients and wealth management firms seeking investment management support, Eric draws on his extensive portfolio management and investment manager due diligence experience to help define investment objectives, asset allocations, and investment selections.  Eric can also provide investment commentary and investment technology support as needed. 

Please visit https://www.kulwickiinsights.com/investment-consulting for more information.

Wealth Management:  As a member of the Horizent Team at Intrua Financial, Eric and his team will work with you to better understand your current financial situation and develop a plan to help you meet your financial goals.  Planning can be holistic or custom-tailored to include budgeting, retirement planning, investment strategy and management, risk mitigation / insurance, estate and legacy strategy, tax planning, and other services as needed.

Please visit https://horizent.intrua.com for more information.

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Ron Sauvageau, CFP®

Senior Financial Advisor

Phone Number: (713) 355-9910

ron@intrua.com

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Biography

Ron is dedicated to delivering highly responsive and individualized strategies to clients, using a focused, independent planning process. His practice focuses on serving high-net worth corporate executives, business owners, and families across the country. He is committed to building strong, lasting relationships by delivering goal-oriented results and exceptional client service. Ron and his team make the promise to thoroughly familiarize themselves with our client’s needs and aspirations.

Whether you want to preserve and build your wealth, plan for the financial well-being of the next generation, or manage investment risk, his team has the experience and resources necessary to assist.

Ron Sauvageau holds the CERTIFIED FINANCIAL PLANNERTM professional designation. Ron graduated with honors from the University of Minnesota with a degree in Applied Economics. LPL Financial holds Ron’s Series 7 (General Securities Representative), and 63 (Uniform Securities Agent State Law) registrations, and 65 (Uniform Registered Investment Adviser Law) is held through Intrua Financial.

Areas of specialization and experience:

  • Restricted stock and stock option plan development/execution
  • Comprehensive financial & retirement planning
  • Investment allocation & risk Management
  • Alternative investments: Private Equity, Managed Futures, Real Estate

Ron and his family moved to Houston from Minneapolis in the year 2000 and are now proud to call Texas home. Away from the office, Ron enjoys coaching sports, playing golf, reading, and staying healthy.